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Is your phone the wallet of the future?

Imagine yourself in your favorite coffee and instead of waiting in line to order a skim latte and iced large remittance of your debit card, you submit your order and authorized payment from your bank account via an application on your phone.

You can not do it now. But it is very possible that one day you. This will be a great leap forward to banks, credit card companies, retailers and manufacturers of cell phones - not to mention consumers - on board this idea. But some companies are beginning to offer digital building stones to this day could be a future portfolio less.

Thursday, Mophie Intuit (maker of the iPhone battery JuicePack) will complete the credit card solution that fits over the iPhone 3G and 3G as JuicePack and has a credit card reader that uses GoPayment 18-month, Intuit mobile payment software. It will be available as an accessory in the iPhone Apple stores.

The idea is to allow small businesses or anyone who needs to process payments that do not have a permanent place to plug in a cash register to be able to accept anything but the money a device many people already.The hope is that consumers find it more convenient than keeping cash on hand when they want to make a purchase, even in a non-traditional retailer.